I don’t know about you, but I’ve found that here in the UK we aren’t great about talking about money. It’s kind of viewed as a yucky topic. If you do talk about money you’re either showing off or complaining, well that’s what I’ve found.
As always, it started with a book (big surprise to my regular readers). I was recommended You Are A Badass At Making Money by Jen Sincero and I thought why not have a listen? I loved it and I’m not against saying that it completely changed my perception of money.
Money for me has changed a LOT in the past few years. Mainly because I am now directly responsible for making sure I have enough. If I don’t work for whatever reason, I don’t get any. Self-employed life for the win! Before that even being in full-time employment I was always anxious about money. No, scratch that I was scared about money.
What if I didn’t have enough? Was I making enough? Should I be making more? Would I be stuck earning this amount for the rest of my life? Yep, definite money anxiety. And I know I’m not the only one.
Changing Your Mindset
There’s the idea that money is hard to find and therefore it’s unlikely you’ll have enough. This is what I had to change personally, Sincero says that money is all around us, we just need to find how to access it.
Hold fire, I understand that this seems out there, I scoffed at it at first BUT think about it. There are opportunities everywhere, yes some of us have more privilege to access it than others but it’s still there. It’s all about what we’ll do to access it and the mindset we have about how we’ll get it.
A mere few days after finishing this book, I was told a client of mine was no longer continuing. Normally this would have given me a panic attack and a lot of teams. I was anxious, no doubt, but I took a few breaths and spent my entire train journey noting down ideas of how I could possibly gain back that income.
I had a positive mindset that I could and would replace that money. That I just had to find it. It wasn’t instant but there are more things in the pipeline.
Calling Out Bullshit
Rich people aren’t evil, poor people aren’t stupid. These are some bullshit ideas that float around. How you view money and what you want is a big part of the book. Similarly, if you enjoy money and want to make a large amount you’re not a soulless demon.
We have some really weird ideas as a society about money. One of this biggest is that it has to be a secret. I know for a fact people have been paid more than me to do the same job, in the same place.
I’ve always been pretty open about my earnings to those who are close to me. It is what it is and I won’t be ashamed or embarrassed.
I’m fully aware that circumstance can hugely impact how much a person earns! It’s not all positive thinking and fingers crossed. BUT unless we talk about it how are we going to know if people are being exploited or mistreated?
How are we going to fix problems with pay gaps due to gender and ethnicity if we refuse to talk about them? Additionally, we need to make sure we are supporting those who are minorities or those from low-income backgrounds because we’re only going to become a better society.
How do you feel about money and the way we talk about it? Let me know in the comments below!
One thought on “Let’s Talk Money”
Money has always been something I’ve never has excess amounts of. I grew up with a disabled Dad. Mum worked until Dad needed a full time carer but even up until then, we were a 5 person household on one income. I started working at 14, and have ever since. But I’ve never had money just to do stuff. It’s always been for bills. For getting to work. For rent. No matter how much and how hard I have worked, I’ve never had any money. Through in various illnesses on top of that just for some extra anxiety and that’s a general picture of my monetary life.
This aren’t much better now. My fiance and I are back living with my parents. I can only work part time. But we’re trying to save for our first home as well as pay for our wedding.
It’s pretty bleak but I’m positive that the struggle will be worth it. In the long run all I want is a home of our own. I can give up most other luxuries if it comes to it.
But yeah. Money sucks.